📍 Pocahontas, IA · Zillow ZHVI · July 2026

Average Home Price in
Pocahontas, IA

Pocahontas County County

Median Home Value
$124,437
↑ 2.5% year-over-year
vs. National Median
$410,000
Pocahontas is 70% below
Est. Monthly Payment
$649/mo
20% down · 6.8% rate
Income Needed
$33K
gross annual (30% rule)
Median Home Value
$124,437
↑ 2.5% year-over-year

Down Payment (20%)$24,887
Monthly P&I$649/mo
With Taxes & Ins.~$824/mo
Income Needed$32,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Pocahontas, IA

The median home value in Pocahontas, IA is $124,437 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 3.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Pocahontas are priced70% below average.

City Comparison

Pocahontas vs. National Median

🏠 Pocahontas
$124,437
National Median
$410,000

At $124,437, homes in Pocahontas cost 70% below the national median of $410,000. This makes Pocahontas a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Pocahontas?

20% Down Payment
$24,887
on $124,437
Monthly P&I
$649/mo
30-yr @ 6.8%
Total Monthly Est.
~$824/mo
incl. taxes & insurance
Income Needed
$32,960
gross annual (30% rule)
10% Down Option
$12,444
+ PMI applies
Loan Amount (20% dn)
$99,550
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Pocahontas, IA?
The median home value in Pocahontas is $124,437 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Pocahontas?
Over the past year, home values in Pocahontas have increased by 2.5%.
How much do I need to earn to buy a home in Pocahontas?
To comfortably afford the median home price of $124,437 with a 20% down payment ($24,887) at today's rates (6.8%), you'd need a gross annual income of approximately $32,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Pocahontas compare to the national average home price?
The national median home value is approximately $410,000. At $124,437, homes in Pocahontas are 70% below the national average.