Market Overview
Home Prices in Radcliffe, IA
The median home value in Radcliffe, IA is $188,494 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.8% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Radcliffe are priced54% below average.
Over the past five years, Radcliffe home values have risen by approximately36.7%, reflecting strong long-term appreciation in this market.
Price History
Radcliffe Home Price Trend
2020
$119,420
$119K
—
2021
$137,930
$138K
+15.5%
2022
$157,205
$157K
+14.0%
2023
$160,203
$160K
+1.9%
2024
$167,288
$167K
+4.4%
2025
$176,499
$176K
+5.5%
2026
$188,494
$188K
+6.8%
City Comparison
Radcliffe vs. National Median
🏠 Radcliffe
$188,494
National Median
$410,000
At $188,494, homes in Radcliffe cost 54% below the national median of $410,000. This makes Radcliffe a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Radcliffe?
20% Down Payment
$37,699
on $188,494
Monthly P&I
$983/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,248/mo
incl. taxes & insurance
Income Needed
$49,920
gross annual (30% rule)
10% Down Option
$18,849
+ PMI applies
Loan Amount (20% dn)
$150,795
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Radcliffe, IA?
The median home value in Radcliffe is $188,494 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.8% year-over-year.
How much have home prices changed in Radcliffe?
Over the past year, home values in Radcliffe have increased by 6.8%. Over five years, prices have risen approximately 36.7%.
How much do I need to earn to buy a home in Radcliffe?
To comfortably afford the median home price of $188,494 with a 20% down payment ($37,699) at today's rates (6.8%), you'd need a gross annual income of approximately $49,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Radcliffe compare to the national average home price?
The national median home value is approximately $410,000. At $188,494, homes in Radcliffe are 54% below the national average.