Market Overview
Home Prices in Rippey, IA
The median home value in Rippey, IA is $194,346 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.3% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rippey are priced53% below average.
Over the past five years, Rippey home values have risen by approximately54.8%, reflecting strong long-term appreciation in this market.
Price History
Rippey Home Price Trend
2020
$107,945
$108K
—
2021
$125,542
$126K
+16.3%
2022
$151,642
$152K
+20.8%
2023
$153,426
$153K
+1.2%
2024
$174,073
$174K
+13.5%
2025
$179,377
$179K
+3.0%
2026
$194,346
$194K
+8.3%
City Comparison
Rippey vs. National Median
🏠 Rippey
$194,346
National Median
$410,000
At $194,346, homes in Rippey cost 53% below the national median of $410,000. This makes Rippey a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rippey?
20% Down Payment
$38,869
on $194,346
Monthly P&I
$1,014/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,288/mo
incl. taxes & insurance
Income Needed
$51,520
gross annual (30% rule)
10% Down Option
$19,435
+ PMI applies
Loan Amount (20% dn)
$155,477
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rippey, IA?
The median home value in Rippey is $194,346 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.3% year-over-year.
How much have home prices changed in Rippey?
Over the past year, home values in Rippey have increased by 8.3%. Over five years, prices have risen approximately 54.8%.
How much do I need to earn to buy a home in Rippey?
To comfortably afford the median home price of $194,346 with a 20% down payment ($38,869) at today's rates (6.8%), you'd need a gross annual income of approximately $51,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Rippey compare to the national average home price?
The national median home value is approximately $410,000. At $194,346, homes in Rippey are 53% below the national average.