Market Overview
Home Prices in Rose Hill, IA
The median home value in Rose Hill, IA is $262,174 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 15% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rose Hill are priced36% below average. Rose Hill is part of the Oskaloosa, IA metro area.
Price History
Rose Hill Home Price Trend
2022
$201,280
$201K
—
2023
$210,445
$210K
+4.6%
2024
$233,149
$233K
+10.8%
2025
$228,067
$228K
-2.2%
2026
$262,174
$262K
+15.0%
City Comparison
Rose Hill vs. National Median
🏠 Rose Hill
$262,174
National Median
$410,000
At $262,174, homes in Rose Hill cost 36% below the national median of $410,000. This makes Rose Hill a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rose Hill?
20% Down Payment
$52,435
on $262,174
Monthly P&I
$1,367/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,736/mo
incl. taxes & insurance
Income Needed
$69,440
gross annual (30% rule)
10% Down Option
$26,217
+ PMI applies
Loan Amount (20% dn)
$209,739
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rose Hill, IA?
The median home value in Rose Hill is $262,174 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 15% year-over-year.
How much have home prices changed in Rose Hill?
Over the past year, home values in Rose Hill have increased by 15%.
How much do I need to earn to buy a home in Rose Hill?
To comfortably afford the median home price of $262,174 with a 20% down payment ($52,435) at today's rates (6.8%), you'd need a gross annual income of approximately $69,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Rose Hill compare to the national average home price?
The national median home value is approximately $410,000. At $262,174, homes in Rose Hill are 36% below the national average.
What metro area is Rose Hill part of?
Rose Hill is part of the Oskaloosa, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.