Market Overview
Home Prices in Rudd, IA
The median home value in Rudd, IA is $165,587 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and up 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rudd are priced60% below average.
Over the past five years, Rudd home values have risen by approximately34.2%, reflecting strong long-term appreciation in this market.
Price History
Rudd Home Price Trend
2020
$106,998
$107K
—
2021
$123,417
$123K
+15.3%
2022
$145,852
$146K
+18.2%
2023
$150,533
$151K
+3.2%
2024
$145,909
$146K
-3.1%
2025
$154,198
$154K
+5.7%
2026
$165,587
$166K
+7.4%
City Comparison
Rudd vs. National Median
🏠 Rudd
$165,587
National Median
$410,000
At $165,587, homes in Rudd cost 60% below the national median of $410,000. This makes Rudd a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rudd?
20% Down Payment
$33,117
on $165,587
Monthly P&I
$864/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,097/mo
incl. taxes & insurance
Income Needed
$43,880
gross annual (30% rule)
10% Down Option
$16,559
+ PMI applies
Loan Amount (20% dn)
$132,470
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rudd, IA?
The median home value in Rudd is $165,587 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Rudd?
Over the past year, home values in Rudd have increased by 7.4%. Over five years, prices have risen approximately 34.2%.
How much do I need to earn to buy a home in Rudd?
To comfortably afford the median home price of $165,587 with a 20% down payment ($33,117) at today's rates (6.8%), you'd need a gross annual income of approximately $43,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Rudd compare to the national average home price?
The national median home value is approximately $410,000. At $165,587, homes in Rudd are 60% below the national average.