Market Overview
Home Prices in Sac City, IA
The median home value in Sac City, IA is $152,685 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.8% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sac City are priced63% below average.
Over the past five years, Sac City home values have risen by approximately40.4%, reflecting strong long-term appreciation in this market.
Price History
Sac City Home Price Trend
2020
$93,960
$94K
—
2021
$108,775
$109K
+15.8%
2022
$130,348
$130K
+19.8%
2023
$131,014
$131K
+0.5%
2024
$137,154
$137K
+4.7%
2025
$140,390
$140K
+2.4%
2026
$152,685
$153K
+8.8%
City Comparison
Sac City vs. National Median
🏠 Sac City
$152,685
National Median
$410,000
At $152,685, homes in Sac City cost 63% below the national median of $410,000. This makes Sac City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sac City?
20% Down Payment
$30,537
on $152,685
Monthly P&I
$796/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,011/mo
incl. taxes & insurance
Income Needed
$40,440
gross annual (30% rule)
10% Down Option
$15,269
+ PMI applies
Loan Amount (20% dn)
$122,148
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sac City, IA?
The median home value in Sac City is $152,685 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.8% year-over-year.
How much have home prices changed in Sac City?
Over the past year, home values in Sac City have increased by 8.8%. Over five years, prices have risen approximately 40.4%.
How much do I need to earn to buy a home in Sac City?
To comfortably afford the median home price of $152,685 with a 20% down payment ($30,537) at today's rates (6.8%), you'd need a gross annual income of approximately $40,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Sac City compare to the national average home price?
The national median home value is approximately $410,000. At $152,685, homes in Sac City are 63% below the national average.