Market Overview
Home Prices in Saint Ansgar, IA
The median home value in Saint Ansgar, IA is $248,974 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Ansgar are priced39% below average. Saint Ansgar is part of the Mason City, IA metro area.
Over the past five years, Saint Ansgar home values have risen by approximately42.0%, reflecting strong long-term appreciation in this market.
Price History
Saint Ansgar Home Price Trend
City Comparison
Saint Ansgar vs. National Median
At $248,974, homes in Saint Ansgar cost 39% below the national median of $410,000. This makes Saint Ansgar a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Ansgar?
20% Down Payment
$49,795
on $248,974
Monthly P&I
$1,298/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,648/mo
incl. taxes & insurance
Income Needed
$65,920
gross annual (30% rule)
10% Down Option
$24,897
+ PMI applies
Loan Amount (20% dn)
$199,179
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Ansgar, IA?
The median home value in Saint Ansgar is $248,974 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Saint Ansgar?
Over the past year, home values in Saint Ansgar have increased by 6.1%. Over five years, prices have risen approximately 42.0%.
How much do I need to earn to buy a home in Saint Ansgar?
To comfortably afford the median home price of $248,974 with a 20% down payment ($49,795) at today's rates (6.8%), you'd need a gross annual income of approximately $65,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Ansgar compare to the national average home price?
The national median home value is approximately $410,000. At $248,974, homes in Saint Ansgar are 39% below the national average.
What metro area is Saint Ansgar part of?
Saint Ansgar is part of the Mason City, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.