📍 Sibley, IA · Zillow ZHVI · July 2026

Average Home Price in
Sibley, IA

Osceola County County

Median Home Value
$179,221
↑ 10.8% year-over-year
vs. National Median
$410,000
Sibley is 56% below
Est. Monthly Payment
$935/mo
20% down · 6.8% rate
Income Needed
$47K
gross annual (30% rule)
Median Home Value
$179,221
↑ 10.8% year-over-year

Down Payment (20%)$35,844
Monthly P&I$935/mo
With Taxes & Ins.~$1,187/mo
Income Needed$47,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sibley, IA

The median home value in Sibley, IA is $179,221 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.8% compared to a year ago and up 4.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sibley are priced56% below average.

Over the past five years, Sibley home values have risen by approximately42.3%, reflecting strong long-term appreciation in this market.

City Comparison

Sibley vs. National Median

🏠 Sibley
$179,221
National Median
$410,000

At $179,221, homes in Sibley cost 56% below the national median of $410,000. This makes Sibley a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Sibley?

20% Down Payment
$35,844
on $179,221
Monthly P&I
$935/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,187/mo
incl. taxes & insurance
Income Needed
$47,480
gross annual (30% rule)
10% Down Option
$17,922
+ PMI applies
Loan Amount (20% dn)
$143,377
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sibley, IA?
The median home value in Sibley is $179,221 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.8% year-over-year.
How much have home prices changed in Sibley?
Over the past year, home values in Sibley have increased by 10.8%. Over five years, prices have risen approximately 42.3%.
How much do I need to earn to buy a home in Sibley?
To comfortably afford the median home price of $179,221 with a 20% down payment ($35,844) at today's rates (6.8%), you'd need a gross annual income of approximately $47,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Sibley compare to the national average home price?
The national median home value is approximately $410,000. At $179,221, homes in Sibley are 56% below the national average.