Market Overview
Home Prices in State Center, IA
The median home value in State Center, IA is $304,527 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 17% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in State Center are priced26% below average. State Center is part of the Marshalltown, IA metro area.
Over the past five years, State Center home values have risen by approximately44.4%, reflecting strong long-term appreciation in this market.
Price History
State Center Home Price Trend
City Comparison
State Center vs. National Median
At $304,527, homes in State Center cost 26% below the national median of $410,000. This makes State Center a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in State Center?
20% Down Payment
$60,905
on $304,527
Monthly P&I
$1,588/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,017/mo
incl. taxes & insurance
Income Needed
$80,680
gross annual (30% rule)
10% Down Option
$30,453
+ PMI applies
Loan Amount (20% dn)
$243,622
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in State Center, IA?
The median home value in State Center is $304,527 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 17% year-over-year.
How much have home prices changed in State Center?
Over the past year, home values in State Center have increased by 17%. Over five years, prices have risen approximately 44.4%.
How much do I need to earn to buy a home in State Center?
To comfortably afford the median home price of $304,527 with a 20% down payment ($60,905) at today's rates (6.8%), you'd need a gross annual income of approximately $80,680. This assumes keeping total housing costs at or below 30% of gross income.
How does State Center compare to the national average home price?
The national median home value is approximately $410,000. At $304,527, homes in State Center are 26% below the national average.
What metro area is State Center part of?
State Center is part of the Marshalltown, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.