Market Overview
Home Prices in Stout, IA
The median home value in Stout, IA is $146,417 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stout are priced64% below average. Stout is part of the Waterloo-Cedar Falls, IA metro area.
Over the past five years, Stout home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Stout Home Price Trend
City Comparison
Stout vs. National Median
At $146,417, homes in Stout cost 64% below the national median of $410,000. This makes Stout a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stout?
20% Down Payment
$29,283
on $146,417
Monthly P&I
$764/mo
30-yr @ 6.8%
Total Monthly Est.
~$970/mo
incl. taxes & insurance
Income Needed
$38,800
gross annual (30% rule)
10% Down Option
$14,642
+ PMI applies
Loan Amount (20% dn)
$117,134
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stout, IA?
The median home value in Stout is $146,417 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Stout?
Over the past year, home values in Stout have increased by 0.1%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Stout?
To comfortably afford the median home price of $146,417 with a 20% down payment ($29,283) at today's rates (6.8%), you'd need a gross annual income of approximately $38,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Stout compare to the national average home price?
The national median home value is approximately $410,000. At $146,417, homes in Stout are 64% below the national average.
What metro area is Stout part of?
Stout is part of the Waterloo-Cedar Falls, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.