Market Overview
Home Prices in Sutherland, IA
The median home value in Sutherland, IA is $160,898 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sutherland are priced61% below average.
Over the past five years, Sutherland home values have risen by approximately36.6%, reflecting strong long-term appreciation in this market.
Price History
Sutherland Home Price Trend
2020
$99,949
$100K
—
2021
$117,756
$118K
+17.8%
2022
$133,024
$133K
+13.0%
2023
$132,311
$132K
-0.5%
2024
$143,346
$143K
+8.3%
2025
$150,533
$151K
+5.0%
2026
$160,898
$161K
+6.9%
City Comparison
Sutherland vs. National Median
🏠 Sutherland
$160,898
National Median
$410,000
At $160,898, homes in Sutherland cost 61% below the national median of $410,000. This makes Sutherland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sutherland?
20% Down Payment
$32,180
on $160,898
Monthly P&I
$839/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,066/mo
incl. taxes & insurance
Income Needed
$42,640
gross annual (30% rule)
10% Down Option
$16,090
+ PMI applies
Loan Amount (20% dn)
$128,718
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sutherland, IA?
The median home value in Sutherland is $160,898 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Sutherland?
Over the past year, home values in Sutherland have increased by 6.9%. Over five years, prices have risen approximately 36.6%.
How much do I need to earn to buy a home in Sutherland?
To comfortably afford the median home price of $160,898 with a 20% down payment ($32,180) at today's rates (6.8%), you'd need a gross annual income of approximately $42,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Sutherland compare to the national average home price?
The national median home value is approximately $410,000. At $160,898, homes in Sutherland are 61% below the national average.