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📍 Swan, IA · Zillow ZHVI · July 2026

Average Home Price in
Swan, IA

Pella, IA metro area · Marion County County

Median Home Value
$328,588
↑ 2.1% year-over-year
vs. National Median
$410,000
Swan is 20% below
Est. Monthly Payment
$1,714/mo
20% down · 6.8% rate
Income Needed
$87K
gross annual (30% rule)
Median Home Value
$328,588
↑ 2.1% year-over-year
Down Payment (20%)$65,718
Monthly P&I$1,714/mo
With Taxes & Ins.~$2,177/mo
Income Needed$87,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Swan, IA

The median home value in Swan, IA is $328,588 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 3.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Swan are priced20% below average. Swan is part of the Pella, IA metro area.

City Comparison

Swan vs. National Median

🏠 Swan
$328,588
National Median
$410,000

At $328,588, homes in Swan cost 20% below the national median of $410,000. This makes Swan a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Swan?

20% Down Payment
$65,718
on $328,588
Monthly P&I
$1,714/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,177/mo
incl. taxes & insurance
Income Needed
$87,080
gross annual (30% rule)
10% Down Option
$32,859
+ PMI applies
Loan Amount (20% dn)
$262,870
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Swan, IA?
The median home value in Swan is $328,588 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Swan?
Over the past year, home values in Swan have increased by 2.1%.
How much do I need to earn to buy a home in Swan?
To comfortably afford the median home price of $328,588 with a 20% down payment ($65,718) at today's rates (6.8%), you'd need a gross annual income of approximately $87,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Swan compare to the national average home price?
The national median home value is approximately $410,000. At $328,588, homes in Swan are 20% below the national average.
What metro area is Swan part of?
Swan is part of the Pella, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.