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📍 Thor, IA · Zillow ZHVI · July 2026

Average Home Price in
Thor, IA

Fort Dodge, IA metro area · Humboldt County County

Median Home Value
$134,436
↑ 2.8% year-over-year
vs. National Median
$410,000
Thor is 67% below
Est. Monthly Payment
$701/mo
20% down · 6.8% rate
Income Needed
$36K
gross annual (30% rule)
Median Home Value
$134,436
↑ 2.8% year-over-year
Down Payment (20%)$26,887
Monthly P&I$701/mo
With Taxes & Ins.~$890/mo
Income Needed$35,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Thor, IA

The median home value in Thor, IA is $134,436 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 6.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Thor are priced67% below average. Thor is part of the Fort Dodge, IA metro area.

City Comparison

Thor vs. National Median

🏠 Thor
$134,436
National Median
$410,000

At $134,436, homes in Thor cost 67% below the national median of $410,000. This makes Thor a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Thor?

20% Down Payment
$26,887
on $134,436
Monthly P&I
$701/mo
30-yr @ 6.8%
Total Monthly Est.
~$890/mo
incl. taxes & insurance
Income Needed
$35,600
gross annual (30% rule)
10% Down Option
$13,444
+ PMI applies
Loan Amount (20% dn)
$107,549
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Thor, IA?
The median home value in Thor is $134,436 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Thor?
Over the past year, home values in Thor have increased by 2.8%.
How much do I need to earn to buy a home in Thor?
To comfortably afford the median home price of $134,436 with a 20% down payment ($26,887) at today's rates (6.8%), you'd need a gross annual income of approximately $35,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Thor compare to the national average home price?
The national median home value is approximately $410,000. At $134,436, homes in Thor are 67% below the national average.
What metro area is Thor part of?
Thor is part of the Fort Dodge, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.