Market Overview
Home Prices in Titonka, IA
The median home value in Titonka, IA is $142,938 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Titonka are priced65% below average.
Price History
Titonka Home Price Trend
2022
$111,962
$112K
—
2023
$129,288
$129K
+15.5%
2024
$136,496
$136K
+5.6%
2025
$134,539
$135K
-1.4%
2026
$142,938
$143K
+6.2%
City Comparison
Titonka vs. National Median
🏠 Titonka
$142,938
National Median
$410,000
At $142,938, homes in Titonka cost 65% below the national median of $410,000. This makes Titonka a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Titonka?
20% Down Payment
$28,588
on $142,938
Monthly P&I
$745/mo
30-yr @ 6.8%
Total Monthly Est.
~$946/mo
incl. taxes & insurance
Income Needed
$37,840
gross annual (30% rule)
10% Down Option
$14,294
+ PMI applies
Loan Amount (20% dn)
$114,350
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Titonka, IA?
The median home value in Titonka is $142,938 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Titonka?
Over the past year, home values in Titonka have increased by 6.2%.
How much do I need to earn to buy a home in Titonka?
To comfortably afford the median home price of $142,938 with a 20% down payment ($28,588) at today's rates (6.8%), you'd need a gross annual income of approximately $37,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Titonka compare to the national average home price?
The national median home value is approximately $410,000. At $142,938, homes in Titonka are 65% below the national average.