Market Overview
Home Prices in Urbandale, IA
The median home value in Urbandale, IA is $355,748 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Urbandale are priced13% below average. Urbandale is part of the Des Moines-West Des Moines, IA metro area.
Over the past five years, Urbandale home values have risen by approximately21.9%, reflecting strong long-term appreciation in this market.
Price History
Urbandale Home Price Trend
City Comparison
Urbandale vs. National Median
At $355,748, homes in Urbandale cost 13% below the national median of $410,000. This makes Urbandale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Urbandale?
20% Down Payment
$71,150
on $355,748
Monthly P&I
$1,855/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,356/mo
incl. taxes & insurance
Income Needed
$94,240
gross annual (30% rule)
10% Down Option
$35,575
+ PMI applies
Loan Amount (20% dn)
$284,598
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Urbandale, IA?
The median home value in Urbandale is $355,748 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Urbandale?
Over the past year, home values in Urbandale have increased by 0.6%. Over five years, prices have risen approximately 21.9%.
How much do I need to earn to buy a home in Urbandale?
To comfortably afford the median home price of $355,748 with a 20% down payment ($71,150) at today's rates (6.8%), you'd need a gross annual income of approximately $94,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Urbandale compare to the national average home price?
The national median home value is approximately $410,000. At $355,748, homes in Urbandale are 13% below the national average.
What metro area is Urbandale part of?
Urbandale is part of the Des Moines-West Des Moines, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.