Market Overview
Home Prices in Vail, IA
The median home value in Vail, IA is $210,409 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.7% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Vail are priced49% below average.
Over the past five years, Vail home values have risen by approximately56.8%, reflecting strong long-term appreciation in this market.
Price History
Vail Home Price Trend
2020
$111,035
$111K
—
2021
$134,174
$134K
+20.8%
2022
$158,844
$159K
+18.4%
2023
$172,582
$173K
+8.6%
2024
$179,234
$179K
+3.9%
2025
$185,047
$185K
+3.2%
2026
$210,409
$210K
+13.7%
City Comparison
Vail vs. National Median
🏠 Vail
$210,409
National Median
$410,000
At $210,409, homes in Vail cost 49% below the national median of $410,000. This makes Vail a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Vail?
20% Down Payment
$42,082
on $210,409
Monthly P&I
$1,097/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,393/mo
incl. taxes & insurance
Income Needed
$55,720
gross annual (30% rule)
10% Down Option
$21,041
+ PMI applies
Loan Amount (20% dn)
$168,327
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Vail, IA?
The median home value in Vail is $210,409 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.7% year-over-year.
How much have home prices changed in Vail?
Over the past year, home values in Vail have increased by 13.7%. Over five years, prices have risen approximately 56.8%.
How much do I need to earn to buy a home in Vail?
To comfortably afford the median home price of $210,409 with a 20% down payment ($42,082) at today's rates (6.8%), you'd need a gross annual income of approximately $55,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Vail compare to the national average home price?
The national median home value is approximately $410,000. At $210,409, homes in Vail are 49% below the national average.