Market Overview
Home Prices in Ventura, IA
The median home value in Ventura, IA is $311,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ventura are priced24% below average. Ventura is part of the Mason City, IA metro area.
Over the past five years, Ventura home values have risen by approximately27.6%, reflecting strong long-term appreciation in this market.
Price History
Ventura Home Price Trend
City Comparison
Ventura vs. National Median
At $311,776, homes in Ventura cost 24% below the national median of $410,000. This makes Ventura a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ventura?
20% Down Payment
$62,355
on $311,776
Monthly P&I
$1,626/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,065/mo
incl. taxes & insurance
Income Needed
$82,600
gross annual (30% rule)
10% Down Option
$31,178
+ PMI applies
Loan Amount (20% dn)
$249,421
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ventura, IA?
The median home value in Ventura is $311,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Ventura?
Over the past year, home values in Ventura have increased by 4%. Over five years, prices have risen approximately 27.6%.
How much do I need to earn to buy a home in Ventura?
To comfortably afford the median home price of $311,776 with a 20% down payment ($62,355) at today's rates (6.8%), you'd need a gross annual income of approximately $82,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Ventura compare to the national average home price?
The national median home value is approximately $410,000. At $311,776, homes in Ventura are 24% below the national average.
What metro area is Ventura part of?
Ventura is part of the Mason City, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.