Market Overview
Home Prices in Victor, IA
The median home value in Victor, IA is $166,272 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 8.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Victor are priced59% below average.
Over the past five years, Victor home values have risen by approximately25.2%, reflecting strong long-term appreciation in this market.
Price History
Victor Home Price Trend
2020
$119,590
$120K
—
2021
$132,767
$133K
+11.0%
2022
$146,425
$146K
+10.3%
2023
$147,367
$147K
+0.6%
2024
$150,703
$151K
+2.3%
2025
$163,408
$163K
+8.4%
2026
$166,272
$166K
+1.8%
City Comparison
Victor vs. National Median
🏠 Victor
$166,272
National Median
$410,000
At $166,272, homes in Victor cost 59% below the national median of $410,000. This makes Victor a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Victor?
20% Down Payment
$33,254
on $166,272
Monthly P&I
$867/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,101/mo
incl. taxes & insurance
Income Needed
$44,040
gross annual (30% rule)
10% Down Option
$16,627
+ PMI applies
Loan Amount (20% dn)
$133,018
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Victor, IA?
The median home value in Victor is $166,272 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Victor?
Over the past year, home values in Victor have increased by 1.8%. Over five years, prices have risen approximately 25.2%.
How much do I need to earn to buy a home in Victor?
To comfortably afford the median home price of $166,272 with a 20% down payment ($33,254) at today's rates (6.8%), you'd need a gross annual income of approximately $44,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Victor compare to the national average home price?
The national median home value is approximately $410,000. At $166,272, homes in Victor are 59% below the national average.