Market Overview
Home Prices in Villisca, IA
The median home value in Villisca, IA is $84,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 11% compared to a year ago and down 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Villisca are priced79% below average.
Over the past five years, Villisca home values have fallen by approximately1.2%, reflecting softening conditions in this market.
Price History
Villisca Home Price Trend
2020
$73,745
$74K
—
2021
$85,767
$86K
+16.3%
2022
$84,127
$84K
-1.9%
2023
$84,557
$85K
+0.5%
2024
$96,815
$97K
+14.5%
2025
$95,260
$95K
-1.6%
2026
$84,778
$85K
-11.0%
City Comparison
Villisca vs. National Median
🏠 Villisca
$84,778
National Median
$410,000
At $84,778, homes in Villisca cost 79% below the national median of $410,000. This makes Villisca a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Villisca?
20% Down Payment
$16,956
on $84,778
Monthly P&I
$442/mo
30-yr @ 6.8%
Total Monthly Est.
~$561/mo
incl. taxes & insurance
Income Needed
$22,440
gross annual (30% rule)
10% Down Option
$8,478
+ PMI applies
Loan Amount (20% dn)
$67,822
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Villisca, IA?
The median home value in Villisca is $84,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 11% year-over-year.
How much have home prices changed in Villisca?
Over the past year, home values in Villisca have decreased by 11%. Over five years, prices have fallen approximately 1.2%.
How much do I need to earn to buy a home in Villisca?
To comfortably afford the median home price of $84,778 with a 20% down payment ($16,956) at today's rates (6.8%), you'd need a gross annual income of approximately $22,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Villisca compare to the national average home price?
The national median home value is approximately $410,000. At $84,778, homes in Villisca are 79% below the national average.