📍 Volga, IA · Zillow ZHVI · July 2026

Average Home Price in
Volga, IA

Clayton County County

Median Home Value
$298,449
↑ 15.5% year-over-year
vs. National Median
$410,000
Volga is 27% below
Est. Monthly Payment
$1,557/mo
20% down · 6.8% rate
Income Needed
$79K
gross annual (30% rule)
Median Home Value
$298,449
↑ 15.5% year-over-year

Down Payment (20%)$59,690
Monthly P&I$1,557/mo
With Taxes & Ins.~$1,977/mo
Income Needed$79,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Volga, IA

The median home value in Volga, IA is $298,449 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 15.5% compared to a year ago and up 2.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Volga are priced27% below average.

Over the past five years, Volga home values have risen by approximately35.7%, reflecting strong long-term appreciation in this market.

City Comparison

Volga vs. National Median

🏠 Volga
$298,449
National Median
$410,000

At $298,449, homes in Volga cost 27% below the national median of $410,000. This makes Volga a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Volga?

20% Down Payment
$59,690
on $298,449
Monthly P&I
$1,557/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,977/mo
incl. taxes & insurance
Income Needed
$79,080
gross annual (30% rule)
10% Down Option
$29,845
+ PMI applies
Loan Amount (20% dn)
$238,759
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Volga, IA?
The median home value in Volga is $298,449 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 15.5% year-over-year.
How much have home prices changed in Volga?
Over the past year, home values in Volga have increased by 15.5%. Over five years, prices have risen approximately 35.7%.
How much do I need to earn to buy a home in Volga?
To comfortably afford the median home price of $298,449 with a 20% down payment ($59,690) at today's rates (6.8%), you'd need a gross annual income of approximately $79,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Volga compare to the national average home price?
The national median home value is approximately $410,000. At $298,449, homes in Volga are 27% below the national average.