Market Overview
Home Prices in Washta, IA
The median home value in Washta, IA is $122,749 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.5% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Washta are priced70% below average.
Price History
Washta Home Price Trend
2022
$124,155
$124K
—
2023
$122,375
$122K
-1.4%
2024
$127,399
$127K
+4.1%
2025
$127,260
$127K
-0.1%
2026
$122,749
$123K
-3.5%
City Comparison
Washta vs. National Median
🏠 Washta
$122,749
National Median
$410,000
At $122,749, homes in Washta cost 70% below the national median of $410,000. This makes Washta a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Washta?
20% Down Payment
$24,550
on $122,749
Monthly P&I
$640/mo
30-yr @ 6.8%
Total Monthly Est.
~$813/mo
incl. taxes & insurance
Income Needed
$32,520
gross annual (30% rule)
10% Down Option
$12,275
+ PMI applies
Loan Amount (20% dn)
$98,199
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Washta, IA?
The median home value in Washta is $122,749 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.5% year-over-year.
How much have home prices changed in Washta?
Over the past year, home values in Washta have decreased by 3.5%.
How much do I need to earn to buy a home in Washta?
To comfortably afford the median home price of $122,749 with a 20% down payment ($24,550) at today's rates (6.8%), you'd need a gross annual income of approximately $32,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Washta compare to the national average home price?
The national median home value is approximately $410,000. At $122,749, homes in Washta are 70% below the national average.