Market Overview
Home Prices in Waucoma, IA
The median home value in Waucoma, IA is $89,575 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 9.8% compared to a year ago and down 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waucoma are priced78% below average.
Over the past five years, Waucoma home values have fallen by approximately14.6%, reflecting softening conditions in this market.
Price History
Waucoma Home Price Trend
2020
$100,017
$100K
—
2021
$104,909
$105K
+4.9%
2022
$109,760
$110K
+4.6%
2023
$111,080
$111K
+1.2%
2024
$101,354
$101K
-8.8%
2025
$99,346
$99K
-2.0%
2026
$89,575
$90K
-9.8%
City Comparison
Waucoma vs. National Median
🏠 Waucoma
$89,575
National Median
$410,000
At $89,575, homes in Waucoma cost 78% below the national median of $410,000. This makes Waucoma a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Waucoma?
20% Down Payment
$17,915
on $89,575
Monthly P&I
$467/mo
30-yr @ 6.8%
Total Monthly Est.
~$593/mo
incl. taxes & insurance
Income Needed
$23,720
gross annual (30% rule)
10% Down Option
$8,958
+ PMI applies
Loan Amount (20% dn)
$71,660
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waucoma, IA?
The median home value in Waucoma is $89,575 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 9.8% year-over-year.
How much have home prices changed in Waucoma?
Over the past year, home values in Waucoma have decreased by 9.8%. Over five years, prices have fallen approximately 14.6%.
How much do I need to earn to buy a home in Waucoma?
To comfortably afford the median home price of $89,575 with a 20% down payment ($17,915) at today's rates (6.8%), you'd need a gross annual income of approximately $23,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Waucoma compare to the national average home price?
The national median home value is approximately $410,000. At $89,575, homes in Waucoma are 78% below the national average.