Market Overview
Home Prices in Webster City, IA
The median home value in Webster City, IA is $157,359 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Webster City are priced62% below average.
Over the past five years, Webster City home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.
Price History
Webster City Home Price Trend
2020
$105,502
$106K
—
2021
$120,333
$120K
+14.1%
2022
$137,524
$138K
+14.3%
2023
$140,213
$140K
+2.0%
2024
$148,346
$148K
+5.8%
2025
$156,233
$156K
+5.3%
2026
$157,359
$157K
+0.7%
City Comparison
Webster City vs. National Median
🏠 Webster City
$157,359
National Median
$410,000
At $157,359, homes in Webster City cost 62% below the national median of $410,000. This makes Webster City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Webster City?
20% Down Payment
$31,472
on $157,359
Monthly P&I
$821/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,043/mo
incl. taxes & insurance
Income Needed
$41,720
gross annual (30% rule)
10% Down Option
$15,736
+ PMI applies
Loan Amount (20% dn)
$125,887
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Webster City, IA?
The median home value in Webster City is $157,359 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Webster City?
Over the past year, home values in Webster City have increased by 0.7%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Webster City?
To comfortably afford the median home price of $157,359 with a 20% down payment ($31,472) at today's rates (6.8%), you'd need a gross annual income of approximately $41,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Webster City compare to the national average home price?
The national median home value is approximately $410,000. At $157,359, homes in Webster City are 62% below the national average.