Market Overview
Home Prices in Wellsburg, IA
The median home value in Wellsburg, IA is $165,630 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 5.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wellsburg are priced60% below average. Wellsburg is part of the Waterloo-Cedar Falls, IA metro area.
Over the past five years, Wellsburg home values have risen by approximately30.3%, reflecting strong long-term appreciation in this market.
Price History
Wellsburg Home Price Trend
City Comparison
Wellsburg vs. National Median
At $165,630, homes in Wellsburg cost 60% below the national median of $410,000. This makes Wellsburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wellsburg?
20% Down Payment
$33,126
on $165,630
Monthly P&I
$864/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,097/mo
incl. taxes & insurance
Income Needed
$43,880
gross annual (30% rule)
10% Down Option
$16,563
+ PMI applies
Loan Amount (20% dn)
$132,504
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wellsburg, IA?
The median home value in Wellsburg is $165,630 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Wellsburg?
Over the past year, home values in Wellsburg have decreased by 0.6%. Over five years, prices have risen approximately 30.3%.
How much do I need to earn to buy a home in Wellsburg?
To comfortably afford the median home price of $165,630 with a 20% down payment ($33,126) at today's rates (6.8%), you'd need a gross annual income of approximately $43,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Wellsburg compare to the national average home price?
The national median home value is approximately $410,000. At $165,630, homes in Wellsburg are 60% below the national average.
What metro area is Wellsburg part of?
Wellsburg is part of the Waterloo-Cedar Falls, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.