📍 West Branch, IA · Zillow ZHVI · July 2026

Average Home Price in
West Branch, IA

Iowa City, IA metro area · Cedar County County

Median Home Value
$304,329
↑ 4.2% year-over-year
vs. National Median
$410,000
West Branch is 26% below
Est. Monthly Payment
$1,587/mo
20% down · 6.8% rate
Income Needed
$81K
gross annual (30% rule)
Median Home Value
$304,329
↑ 4.2% year-over-year

Down Payment (20%)$60,866
Monthly P&I$1,587/mo
With Taxes & Ins.~$2,015/mo
Income Needed$80,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in West Branch, IA

The median home value in West Branch, IA is $304,329 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 3.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in West Branch are priced26% below average. West Branch is part of the Iowa City, IA metro area.

Over the past five years, West Branch home values have risen by approximately30.0%, reflecting strong long-term appreciation in this market.

City Comparison

West Branch vs. National Median

🏠 West Branch
$304,329
National Median
$410,000

At $304,329, homes in West Branch cost 26% below the national median of $410,000. This makes West Branch a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in West Branch?

20% Down Payment
$60,866
on $304,329
Monthly P&I
$1,587/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,015/mo
incl. taxes & insurance
Income Needed
$80,600
gross annual (30% rule)
10% Down Option
$30,433
+ PMI applies
Loan Amount (20% dn)
$243,463
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in West Branch, IA?
The median home value in West Branch is $304,329 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in West Branch?
Over the past year, home values in West Branch have increased by 4.2%. Over five years, prices have risen approximately 30.0%.
How much do I need to earn to buy a home in West Branch?
To comfortably afford the median home price of $304,329 with a 20% down payment ($60,866) at today's rates (6.8%), you'd need a gross annual income of approximately $80,600. This assumes keeping total housing costs at or below 30% of gross income.
How does West Branch compare to the national average home price?
The national median home value is approximately $410,000. At $304,329, homes in West Branch are 26% below the national average.
What metro area is West Branch part of?
West Branch is part of the Iowa City, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.