Market Overview
Home Prices in West Point, IA
The median home value in West Point, IA is $184,769 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.2% compared to a year ago and up 5.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in West Point are priced55% below average. West Point is part of the Fort Madison-Keokuk, IA-IL-MO metro area.
Price History
West Point Home Price Trend
2022
$152,183
$152K
—
2023
$154,570
$155K
+1.6%
2024
$159,344
$159K
+3.1%
2025
$167,705
$168K
+5.2%
2026
$184,769
$185K
+10.2%
City Comparison
West Point vs. National Median
🏠 West Point
$184,769
National Median
$410,000
At $184,769, homes in West Point cost 55% below the national median of $410,000. This makes West Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in West Point?
20% Down Payment
$36,954
on $184,769
Monthly P&I
$964/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,224/mo
incl. taxes & insurance
Income Needed
$48,960
gross annual (30% rule)
10% Down Option
$18,477
+ PMI applies
Loan Amount (20% dn)
$147,815
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in West Point, IA?
The median home value in West Point is $184,769 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.2% year-over-year.
How much have home prices changed in West Point?
Over the past year, home values in West Point have increased by 10.2%.
How much do I need to earn to buy a home in West Point?
To comfortably afford the median home price of $184,769 with a 20% down payment ($36,954) at today's rates (6.8%), you'd need a gross annual income of approximately $48,960. This assumes keeping total housing costs at or below 30% of gross income.
How does West Point compare to the national average home price?
The national median home value is approximately $410,000. At $184,769, homes in West Point are 55% below the national average.
What metro area is West Point part of?
West Point is part of the Fort Madison-Keokuk, IA-IL-MO metropolitan area. Home prices and market conditions can vary across the broader metro region.