Market Overview
Home Prices in Whiting, IA
The median home value in Whiting, IA is $187,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Whiting are priced54% below average.
Over the past five years, Whiting home values have risen by approximately28.1%, reflecting strong long-term appreciation in this market.
Price History
Whiting Home Price Trend
2020
$128,333
$128K
—
2021
$146,659
$147K
+14.3%
2022
$160,194
$160K
+9.2%
2023
$165,808
$166K
+3.5%
2024
$178,441
$178K
+7.6%
2025
$183,452
$183K
+2.8%
2026
$187,872
$188K
+2.4%
City Comparison
Whiting vs. National Median
🏠 Whiting
$187,872
National Median
$410,000
At $187,872, homes in Whiting cost 54% below the national median of $410,000. This makes Whiting a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Whiting?
20% Down Payment
$37,574
on $187,872
Monthly P&I
$980/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,245/mo
incl. taxes & insurance
Income Needed
$49,800
gross annual (30% rule)
10% Down Option
$18,787
+ PMI applies
Loan Amount (20% dn)
$150,298
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Whiting, IA?
The median home value in Whiting is $187,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Whiting?
Over the past year, home values in Whiting have increased by 2.4%. Over five years, prices have risen approximately 28.1%.
How much do I need to earn to buy a home in Whiting?
To comfortably afford the median home price of $187,872 with a 20% down payment ($37,574) at today's rates (6.8%), you'd need a gross annual income of approximately $49,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Whiting compare to the national average home price?
The national median home value is approximately $410,000. At $187,872, homes in Whiting are 54% below the national average.