📍 Whittemore, IA · Zillow ZHVI · July 2026

Average Home Price in
Whittemore, IA

Kossuth County County

Median Home Value
$170,206
↑ 9% year-over-year
vs. National Median
$410,000
Whittemore is 58% below
Est. Monthly Payment
$888/mo
20% down · 6.8% rate
Income Needed
$45K
gross annual (30% rule)
Median Home Value
$170,206
↑ 9% year-over-year

Down Payment (20%)$34,041
Monthly P&I$888/mo
With Taxes & Ins.~$1,128/mo
Income Needed$45,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Whittemore, IA

The median home value in Whittemore, IA is $170,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9% compared to a year ago and up 1.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Whittemore are priced58% below average.

City Comparison

Whittemore vs. National Median

🏠 Whittemore
$170,206
National Median
$410,000

At $170,206, homes in Whittemore cost 58% below the national median of $410,000. This makes Whittemore a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Whittemore?

20% Down Payment
$34,041
on $170,206
Monthly P&I
$888/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,128/mo
incl. taxes & insurance
Income Needed
$45,120
gross annual (30% rule)
10% Down Option
$17,021
+ PMI applies
Loan Amount (20% dn)
$136,165
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Whittemore, IA?
The median home value in Whittemore is $170,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9% year-over-year.
How much have home prices changed in Whittemore?
Over the past year, home values in Whittemore have increased by 9%.
How much do I need to earn to buy a home in Whittemore?
To comfortably afford the median home price of $170,206 with a 20% down payment ($34,041) at today's rates (6.8%), you'd need a gross annual income of approximately $45,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Whittemore compare to the national average home price?
The national median home value is approximately $410,000. At $170,206, homes in Whittemore are 58% below the national average.