Market Overview
Home Prices in Williams, IA
The median home value in Williams, IA is $163,749 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.9% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Williams are priced60% below average.
Over the past five years, Williams home values have risen by approximately22.7%, reflecting strong long-term appreciation in this market.
Price History
Williams Home Price Trend
2020
$114,650
$115K
—
2021
$133,433
$133K
+16.4%
2022
$150,035
$150K
+12.4%
2023
$150,584
$151K
+0.4%
2024
$161,317
$161K
+7.1%
2025
$166,837
$167K
+3.4%
2026
$163,749
$164K
-1.9%
City Comparison
Williams vs. National Median
🏠 Williams
$163,749
National Median
$410,000
At $163,749, homes in Williams cost 60% below the national median of $410,000. This makes Williams a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Williams?
20% Down Payment
$32,750
on $163,749
Monthly P&I
$854/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,085/mo
incl. taxes & insurance
Income Needed
$43,400
gross annual (30% rule)
10% Down Option
$16,375
+ PMI applies
Loan Amount (20% dn)
$130,999
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Williams, IA?
The median home value in Williams is $163,749 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.9% year-over-year.
How much have home prices changed in Williams?
Over the past year, home values in Williams have decreased by 1.9%. Over five years, prices have risen approximately 22.7%.
How much do I need to earn to buy a home in Williams?
To comfortably afford the median home price of $163,749 with a 20% down payment ($32,750) at today's rates (6.8%), you'd need a gross annual income of approximately $43,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Williams compare to the national average home price?
The national median home value is approximately $410,000. At $163,749, homes in Williams are 60% below the national average.