📍 Wilton, IA · Zillow ZHVI · July 2026

Average Home Price in
Wilton, IA

Muscatine, IA metro area · Cedar County County

Median Home Value
$229,572
↑ 6.7% year-over-year
vs. National Median
$410,000
Wilton is 44% below
Est. Monthly Payment
$1,197/mo
20% down · 6.8% rate
Income Needed
$61K
gross annual (30% rule)
Median Home Value
$229,572
↑ 6.7% year-over-year

Down Payment (20%)$45,914
Monthly P&I$1,197/mo
With Taxes & Ins.~$1,520/mo
Income Needed$60,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Wilton, IA

The median home value in Wilton, IA is $229,572 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and up 2.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Wilton are priced44% below average. Wilton is part of the Muscatine, IA metro area.

Over the past five years, Wilton home values have risen by approximately28.1%, reflecting strong long-term appreciation in this market.

City Comparison

Wilton vs. National Median

🏠 Wilton
$229,572
National Median
$410,000

At $229,572, homes in Wilton cost 44% below the national median of $410,000. This makes Wilton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Wilton?

20% Down Payment
$45,914
on $229,572
Monthly P&I
$1,197/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,520/mo
incl. taxes & insurance
Income Needed
$60,800
gross annual (30% rule)
10% Down Option
$22,957
+ PMI applies
Loan Amount (20% dn)
$183,658
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Wilton, IA?
The median home value in Wilton is $229,572 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Wilton?
Over the past year, home values in Wilton have increased by 6.7%. Over five years, prices have risen approximately 28.1%.
How much do I need to earn to buy a home in Wilton?
To comfortably afford the median home price of $229,572 with a 20% down payment ($45,914) at today's rates (6.8%), you'd need a gross annual income of approximately $60,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Wilton compare to the national average home price?
The national median home value is approximately $410,000. At $229,572, homes in Wilton are 44% below the national average.
What metro area is Wilton part of?
Wilton is part of the Muscatine, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.