Market Overview
Home Prices in Winfield, IA
The median home value in Winfield, IA is $147,370 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.3% compared to a year ago and down 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Winfield are priced64% below average.
Price History
Winfield Home Price Trend
2022
$123,842
$124K
—
2023
$126,443
$126K
+2.1%
2024
$134,682
$135K
+6.5%
2025
$132,465
$132K
-1.6%
2026
$147,370
$147K
+11.3%
City Comparison
Winfield vs. National Median
🏠 Winfield
$147,370
National Median
$410,000
At $147,370, homes in Winfield cost 64% below the national median of $410,000. This makes Winfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Winfield?
20% Down Payment
$29,474
on $147,370
Monthly P&I
$769/mo
30-yr @ 6.8%
Total Monthly Est.
~$977/mo
incl. taxes & insurance
Income Needed
$39,080
gross annual (30% rule)
10% Down Option
$14,737
+ PMI applies
Loan Amount (20% dn)
$117,896
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Winfield, IA?
The median home value in Winfield is $147,370 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.3% year-over-year.
How much have home prices changed in Winfield?
Over the past year, home values in Winfield have increased by 11.3%.
How much do I need to earn to buy a home in Winfield?
To comfortably afford the median home price of $147,370 with a 20% down payment ($29,474) at today's rates (6.8%), you'd need a gross annual income of approximately $39,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Winfield compare to the national average home price?
The national median home value is approximately $410,000. At $147,370, homes in Winfield are 64% below the national average.