Market Overview
Home Prices in Winthrop, IA
The median home value in Winthrop, IA is $251,653 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.6% compared to a year ago and up 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Winthrop are priced39% below average.
Over the past five years, Winthrop home values have risen by approximately41.7%, reflecting strong long-term appreciation in this market.
Price History
Winthrop Home Price Trend
2020
$156,758
$157K
—
2021
$177,582
$178K
+13.3%
2022
$210,136
$210K
+18.3%
2023
$214,865
$215K
+2.3%
2024
$223,347
$223K
+3.9%
2025
$233,773
$234K
+4.7%
2026
$251,653
$252K
+7.6%
City Comparison
Winthrop vs. National Median
🏠 Winthrop
$251,653
National Median
$410,000
At $251,653, homes in Winthrop cost 39% below the national median of $410,000. This makes Winthrop a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Winthrop?
20% Down Payment
$50,331
on $251,653
Monthly P&I
$1,312/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,666/mo
incl. taxes & insurance
Income Needed
$66,640
gross annual (30% rule)
10% Down Option
$25,165
+ PMI applies
Loan Amount (20% dn)
$201,322
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Winthrop, IA?
The median home value in Winthrop is $251,653 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.6% year-over-year.
How much have home prices changed in Winthrop?
Over the past year, home values in Winthrop have increased by 7.6%. Over five years, prices have risen approximately 41.7%.
How much do I need to earn to buy a home in Winthrop?
To comfortably afford the median home price of $251,653 with a 20% down payment ($50,331) at today's rates (6.8%), you'd need a gross annual income of approximately $66,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Winthrop compare to the national average home price?
The national median home value is approximately $410,000. At $251,653, homes in Winthrop are 39% below the national average.