Market Overview
Home Prices in Wiota, IA
The median home value in Wiota, IA is $207,707 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.5% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wiota are priced49% below average.
Price History
Wiota Home Price Trend
2022
$162,335
$162K
—
2023
$168,027
$168K
+3.5%
2024
$181,334
$181K
+7.9%
2025
$187,897
$188K
+3.6%
2026
$207,707
$208K
+10.5%
City Comparison
Wiota vs. National Median
🏠 Wiota
$207,707
National Median
$410,000
At $207,707, homes in Wiota cost 49% below the national median of $410,000. This makes Wiota a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wiota?
20% Down Payment
$41,541
on $207,707
Monthly P&I
$1,083/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,375/mo
incl. taxes & insurance
Income Needed
$55,000
gross annual (30% rule)
10% Down Option
$20,771
+ PMI applies
Loan Amount (20% dn)
$166,166
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wiota, IA?
The median home value in Wiota is $207,707 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.5% year-over-year.
How much have home prices changed in Wiota?
Over the past year, home values in Wiota have increased by 10.5%.
How much do I need to earn to buy a home in Wiota?
To comfortably afford the median home price of $207,707 with a 20% down payment ($41,541) at today's rates (6.8%), you'd need a gross annual income of approximately $55,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Wiota compare to the national average home price?
The national median home value is approximately $410,000. At $207,707, homes in Wiota are 49% below the national average.