Market Overview
Home Prices in Woolstock, IA
The median home value in Woolstock, IA is $193,991 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 6.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Woolstock are priced53% below average.
Price History
Woolstock Home Price Trend
2022
$174,377
$174K
—
2023
$170,973
$171K
-2.0%
2024
$174,564
$175K
+2.1%
2025
$185,432
$185K
+6.2%
2026
$193,991
$194K
+4.6%
City Comparison
Woolstock vs. National Median
🏠 Woolstock
$193,991
National Median
$410,000
At $193,991, homes in Woolstock cost 53% below the national median of $410,000. This makes Woolstock a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Woolstock?
20% Down Payment
$38,798
on $193,991
Monthly P&I
$1,012/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,285/mo
incl. taxes & insurance
Income Needed
$51,400
gross annual (30% rule)
10% Down Option
$19,399
+ PMI applies
Loan Amount (20% dn)
$155,193
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Woolstock, IA?
The median home value in Woolstock is $193,991 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Woolstock?
Over the past year, home values in Woolstock have increased by 4.6%.
How much do I need to earn to buy a home in Woolstock?
To comfortably afford the median home price of $193,991 with a 20% down payment ($38,798) at today's rates (6.8%), you'd need a gross annual income of approximately $51,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Woolstock compare to the national average home price?
The national median home value is approximately $410,000. At $193,991, homes in Woolstock are 53% below the national average.