Market Overview
Home Prices in Worthington, IA
The median home value in Worthington, IA is $334,178 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.8% compared to a year ago and up 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Worthington are priced18% below average. Worthington is part of the Dubuque, IA metro area.
Over the past five years, Worthington home values have risen by approximately38.9%, reflecting strong long-term appreciation in this market.
Price History
Worthington Home Price Trend
City Comparison
Worthington vs. National Median
At $334,178, homes in Worthington cost 18% below the national median of $410,000. This makes Worthington a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Worthington?
20% Down Payment
$66,836
on $334,178
Monthly P&I
$1,743/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,214/mo
incl. taxes & insurance
Income Needed
$88,560
gross annual (30% rule)
10% Down Option
$33,418
+ PMI applies
Loan Amount (20% dn)
$267,342
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Worthington, IA?
The median home value in Worthington is $334,178 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.8% year-over-year.
How much have home prices changed in Worthington?
Over the past year, home values in Worthington have increased by 9.8%. Over five years, prices have risen approximately 38.9%.
How much do I need to earn to buy a home in Worthington?
To comfortably afford the median home price of $334,178 with a 20% down payment ($66,836) at today's rates (6.8%), you'd need a gross annual income of approximately $88,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Worthington compare to the national average home price?
The national median home value is approximately $410,000. At $334,178, homes in Worthington are 18% below the national average.
What metro area is Worthington part of?
Worthington is part of the Dubuque, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.