Market Overview
Home Prices in Yale, IA
The median home value in Yale, IA is $198,273 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Yale are priced52% below average. Yale is part of the Des Moines-West Des Moines, IA metro area.
Price History
Yale Home Price Trend
2022
$174,359
$174K
—
2023
$175,009
$175K
+0.4%
2024
$183,459
$183K
+4.8%
2025
$186,389
$186K
+1.6%
2026
$198,273
$198K
+6.4%
City Comparison
Yale vs. National Median
🏠 Yale
$198,273
National Median
$410,000
At $198,273, homes in Yale cost 52% below the national median of $410,000. This makes Yale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Yale?
20% Down Payment
$39,655
on $198,273
Monthly P&I
$1,034/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,313/mo
incl. taxes & insurance
Income Needed
$52,520
gross annual (30% rule)
10% Down Option
$19,827
+ PMI applies
Loan Amount (20% dn)
$158,618
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Yale, IA?
The median home value in Yale is $198,273 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Yale?
Over the past year, home values in Yale have increased by 6.4%.
How much do I need to earn to buy a home in Yale?
To comfortably afford the median home price of $198,273 with a 20% down payment ($39,655) at today's rates (6.8%), you'd need a gross annual income of approximately $52,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Yale compare to the national average home price?
The national median home value is approximately $410,000. At $198,273, homes in Yale are 52% below the national average.
What metro area is Yale part of?
Yale is part of the Des Moines-West Des Moines, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.