Market Overview
Home Prices in Zearing, IA
The median home value in Zearing, IA is $258,734 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Zearing are priced37% below average. Zearing is part of the Ames, IA metro area.
Over the past five years, Zearing home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Zearing Home Price Trend
City Comparison
Zearing vs. National Median
At $258,734, homes in Zearing cost 37% below the national median of $410,000. This makes Zearing a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Zearing?
20% Down Payment
$51,747
on $258,734
Monthly P&I
$1,349/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,713/mo
incl. taxes & insurance
Income Needed
$68,520
gross annual (30% rule)
10% Down Option
$25,873
+ PMI applies
Loan Amount (20% dn)
$206,987
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Zearing, IA?
The median home value in Zearing is $258,734 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Zearing?
Over the past year, home values in Zearing have increased by 4.3%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Zearing?
To comfortably afford the median home price of $258,734 with a 20% down payment ($51,747) at today's rates (6.8%), you'd need a gross annual income of approximately $68,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Zearing compare to the national average home price?
The national median home value is approximately $410,000. At $258,734, homes in Zearing are 37% below the national average.
What metro area is Zearing part of?
Zearing is part of the Ames, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.