Market Overview
Home Prices in Bonners Ferry, ID
The median home value in Bonners Ferry, ID is $468,065 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bonners Ferry are priced14% above average.
Over the past five years, Bonners Ferry home values have risen by approximately18.6%, reflecting steady appreciation in this market.
Price History
Bonners Ferry Home Price Trend
2020
$289,623
$290K
—
2021
$394,693
$395K
+36.3%
2022
$503,755
$504K
+27.6%
2023
$460,950
$461K
-8.5%
2024
$447,500
$448K
-2.9%
2025
$453,427
$453K
+1.3%
2026
$468,065
$468K
+3.2%
City Comparison
Bonners Ferry vs. National Median
🏠 Bonners Ferry
$468,065
National Median
$410,000
At $468,065, homes in Bonners Ferry cost 14% above the national median of $410,000. Buyers in Bonners Ferry should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bonners Ferry?
20% Down Payment
$93,613
on $468,065
Monthly P&I
$2,441/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,100/mo
incl. taxes & insurance
Income Needed
$124,000
gross annual (30% rule)
10% Down Option
$46,807
+ PMI applies
Loan Amount (20% dn)
$374,452
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bonners Ferry, ID?
The median home value in Bonners Ferry is $468,065 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Bonners Ferry?
Over the past year, home values in Bonners Ferry have increased by 3.2%. Over five years, prices have risen approximately 18.6%.
How much do I need to earn to buy a home in Bonners Ferry?
To comfortably afford the median home price of $468,065 with a 20% down payment ($93,613) at today's rates (6.8%), you'd need a gross annual income of approximately $124,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Bonners Ferry compare to the national average home price?
The national median home value is approximately $410,000. At $468,065, homes in Bonners Ferry are 14% above the national average.