Market Overview
Home Prices in Carmen, ID
The median home value in Carmen, ID is $650,368 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.3% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Carmen are priced59% above average.
Over the past five years, Carmen home values have risen by approximately50.3%, reflecting strong long-term appreciation in this market.
Price History
Carmen Home Price Trend
2020
$313,127
$313K
—
2021
$432,632
$433K
+38.2%
2022
$544,558
$545K
+25.9%
2023
$555,782
$556K
+2.1%
2024
$580,258
$580K
+4.4%
2025
$606,004
$606K
+4.4%
2026
$650,368
$650K
+7.3%
City Comparison
Carmen vs. National Median
🏠 Carmen
$650,368
National Median
$410,000
At $650,368, homes in Carmen cost 59% above the national median of $410,000. Buyers in Carmen should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Carmen?
20% Down Payment
$130,074
on $650,368
Monthly P&I
$3,392/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,308/mo
incl. taxes & insurance
Income Needed
$172,320
gross annual (30% rule)
10% Down Option
$65,037
+ PMI applies
Loan Amount (20% dn)
$520,294
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Carmen, ID?
The median home value in Carmen is $650,368 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.3% year-over-year.
How much have home prices changed in Carmen?
Over the past year, home values in Carmen have increased by 7.3%. Over five years, prices have risen approximately 50.3%.
How much do I need to earn to buy a home in Carmen?
To comfortably afford the median home price of $650,368 with a 20% down payment ($130,074) at today's rates (6.8%), you'd need a gross annual income of approximately $172,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Carmen compare to the national average home price?
The national median home value is approximately $410,000. At $650,368, homes in Carmen are 59% above the national average.