Market Overview
Home Prices in Cascade, ID
The median home value in Cascade, ID is $438,076 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cascade are priced7% above average.
Over the past five years, Cascade home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
Cascade Home Price Trend
2020
$240,242
$240K
—
2021
$351,608
$352K
+46.4%
2022
$460,522
$461K
+31.0%
2023
$425,018
$425K
-7.7%
2024
$429,635
$430K
+1.1%
2025
$431,114
$431K
+0.3%
2026
$438,076
$438K
+1.6%
City Comparison
Cascade vs. National Median
🏠 Cascade
$438,076
National Median
$410,000
At $438,076, homes in Cascade cost 7% above the national median of $410,000. Buyers in Cascade should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cascade?
20% Down Payment
$87,615
on $438,076
Monthly P&I
$2,285/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,902/mo
incl. taxes & insurance
Income Needed
$116,080
gross annual (30% rule)
10% Down Option
$43,808
+ PMI applies
Loan Amount (20% dn)
$350,461
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cascade, ID?
The median home value in Cascade is $438,076 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Cascade?
Over the past year, home values in Cascade have increased by 1.6%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in Cascade?
To comfortably afford the median home price of $438,076 with a 20% down payment ($87,615) at today's rates (6.8%), you'd need a gross annual income of approximately $116,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Cascade compare to the national average home price?
The national median home value is approximately $410,000. At $438,076, homes in Cascade are 7% above the national average.