Market Overview
Home Prices in Cataldo, ID
The median home value in Cataldo, ID is $579,540 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cataldo are priced41% above average. Cataldo is part of the Coeur d'Alene, ID metro area.
Over the past five years, Cataldo home values have risen by approximately4.6%, reflecting modest growth in this market.
Price History
Cataldo Home Price Trend
City Comparison
Cataldo vs. National Median
At $579,540, homes in Cataldo cost 41% above the national median of $410,000. Buyers in Cataldo should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cataldo?
20% Down Payment
$115,908
on $579,540
Monthly P&I
$3,023/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,839/mo
incl. taxes & insurance
Income Needed
$153,560
gross annual (30% rule)
10% Down Option
$57,954
+ PMI applies
Loan Amount (20% dn)
$463,632
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cataldo, ID?
The median home value in Cataldo is $579,540 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Cataldo?
Over the past year, home values in Cataldo have increased by 1.6%. Over five years, prices have risen approximately 4.6%.
How much do I need to earn to buy a home in Cataldo?
To comfortably afford the median home price of $579,540 with a 20% down payment ($115,908) at today's rates (6.8%), you'd need a gross annual income of approximately $153,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Cataldo compare to the national average home price?
The national median home value is approximately $410,000. At $579,540, homes in Cataldo are 41% above the national average.
What metro area is Cataldo part of?
Cataldo is part of the Coeur d'Alene, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.