📍 Clark Fork, ID · Zillow ZHVI · July 2026

Average Home Price in
Clark Fork, ID

Sandpoint, ID metro area · Bonner County County

Median Home Value
$496,638
↑ 0.7% year-over-year
vs. National Median
$410,000
Clark Fork is 21% above
Est. Monthly Payment
$2,590/mo
20% down · 6.8% rate
Income Needed
$132K
gross annual (30% rule)
Median Home Value
$496,638
↑ 0.7% year-over-year

Down Payment (20%)$99,328
Monthly P&I$2,590/mo
With Taxes & Ins.~$3,289/mo
Income Needed$131,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Clark Fork, ID

The median home value in Clark Fork, ID is $496,638 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 0.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Clark Fork are priced21% above average. Clark Fork is part of the Sandpoint, ID metro area.

Over the past five years, Clark Fork home values have risen by approximately11.2%, reflecting steady appreciation in this market.

City Comparison

Clark Fork vs. National Median

🏠 Clark Fork
$496,638
National Median
$410,000

At $496,638, homes in Clark Fork cost 21% above the national median of $410,000. Buyers in Clark Fork should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Clark Fork?

20% Down Payment
$99,328
on $496,638
Monthly P&I
$2,590/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,289/mo
incl. taxes & insurance
Income Needed
$131,560
gross annual (30% rule)
10% Down Option
$49,664
+ PMI applies
Loan Amount (20% dn)
$397,310
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Clark Fork, ID?
The median home value in Clark Fork is $496,638 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Clark Fork?
Over the past year, home values in Clark Fork have increased by 0.7%. Over five years, prices have risen approximately 11.2%.
How much do I need to earn to buy a home in Clark Fork?
To comfortably afford the median home price of $496,638 with a 20% down payment ($99,328) at today's rates (6.8%), you'd need a gross annual income of approximately $131,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Clark Fork compare to the national average home price?
The national median home value is approximately $410,000. At $496,638, homes in Clark Fork are 21% above the national average.
What metro area is Clark Fork part of?
Clark Fork is part of the Sandpoint, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.