Market Overview
Home Prices in Cocolalla, ID
The median home value in Cocolalla, ID is $702,423 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cocolalla are priced71% above average. Cocolalla is part of the Sandpoint, ID metro area.
Over the past five years, Cocolalla home values have risen by approximately22.9%, reflecting strong long-term appreciation in this market.
Price History
Cocolalla Home Price Trend
City Comparison
Cocolalla vs. National Median
At $702,423, homes in Cocolalla cost 71% above the national median of $410,000. Buyers in Cocolalla should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cocolalla?
20% Down Payment
$140,485
on $702,423
Monthly P&I
$3,663/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,652/mo
incl. taxes & insurance
Income Needed
$186,080
gross annual (30% rule)
10% Down Option
$70,242
+ PMI applies
Loan Amount (20% dn)
$561,938
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cocolalla, ID?
The median home value in Cocolalla is $702,423 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Cocolalla?
Over the past year, home values in Cocolalla have increased by 3.1%. Over five years, prices have risen approximately 22.9%.
How much do I need to earn to buy a home in Cocolalla?
To comfortably afford the median home price of $702,423 with a 20% down payment ($140,485) at today's rates (6.8%), you'd need a gross annual income of approximately $186,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Cocolalla compare to the national average home price?
The national median home value is approximately $410,000. At $702,423, homes in Cocolalla are 71% above the national average.
What metro area is Cocolalla part of?
Cocolalla is part of the Sandpoint, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.