Market Overview
Home Prices in Deary, ID
The median home value in Deary, ID is $492,976 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and down 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Deary are priced20% above average. Deary is part of the Moscow, ID metro area.
Over the past five years, Deary home values have risen by approximately14.0%, reflecting steady appreciation in this market.
Price History
Deary Home Price Trend
2020
$356,214
$356K
—
2021
$432,320
$432K
+21.4%
2022
$535,399
$535K
+23.8%
2023
$493,879
$494K
-7.8%
2024
$496,247
$496K
+0.5%
2025
$492,937
$493K
-0.7%
2026
$492,976
$493K
+0.0%
City Comparison
Deary vs. National Median
🏠 Deary
$492,976
National Median
$410,000
At $492,976, homes in Deary cost 20% above the national median of $410,000. Buyers in Deary should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Deary?
20% Down Payment
$98,595
on $492,976
Monthly P&I
$2,571/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,265/mo
incl. taxes & insurance
Income Needed
$130,600
gross annual (30% rule)
10% Down Option
$49,298
+ PMI applies
Loan Amount (20% dn)
$394,381
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Deary, ID?
The median home value in Deary is $492,976 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Deary?
Over the past year, home values in Deary have increased by 0%. Over five years, prices have risen approximately 14.0%.
How much do I need to earn to buy a home in Deary?
To comfortably afford the median home price of $492,976 with a 20% down payment ($98,595) at today's rates (6.8%), you'd need a gross annual income of approximately $130,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Deary compare to the national average home price?
The national median home value is approximately $410,000. At $492,976, homes in Deary are 20% above the national average.
What metro area is Deary part of?
Deary is part of the Moscow, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.