Market Overview
Home Prices in Georgetown, ID
The median home value in Georgetown, ID is $278,543 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.4% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Georgetown are priced32% below average.
Over the past five years, Georgetown home values have risen by approximately27.0%, reflecting strong long-term appreciation in this market.
Price History
Georgetown Home Price Trend
2021
$219,405
$219K
—
2022
$286,604
$287K
+30.6%
2023
$288,382
$288K
+0.6%
2024
$279,003
$279K
-3.3%
2025
$285,257
$285K
+2.2%
2026
$278,543
$279K
-2.4%
City Comparison
Georgetown vs. National Median
🏠 Georgetown
$278,543
National Median
$410,000
At $278,543, homes in Georgetown cost 32% below the national median of $410,000. This makes Georgetown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Georgetown?
20% Down Payment
$55,709
on $278,543
Monthly P&I
$1,453/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,845/mo
incl. taxes & insurance
Income Needed
$73,800
gross annual (30% rule)
10% Down Option
$27,854
+ PMI applies
Loan Amount (20% dn)
$222,834
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Georgetown, ID?
The median home value in Georgetown is $278,543 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.4% year-over-year.
How much have home prices changed in Georgetown?
Over the past year, home values in Georgetown have decreased by 2.4%. Over five years, prices have risen approximately 27.0%.
How much do I need to earn to buy a home in Georgetown?
To comfortably afford the median home price of $278,543 with a 20% down payment ($55,709) at today's rates (6.8%), you'd need a gross annual income of approximately $73,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Georgetown compare to the national average home price?
The national median home value is approximately $410,000. At $278,543, homes in Georgetown are 32% below the national average.