Market Overview
Home Prices in Gooding, ID
The median home value in Gooding, ID is $329,689 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gooding are priced20% below average.
Over the past five years, Gooding home values have risen by approximately27.3%, reflecting strong long-term appreciation in this market.
Price History
Gooding Home Price Trend
2020
$188,403
$188K
—
2021
$259,083
$259K
+37.5%
2022
$326,724
$327K
+26.1%
2023
$314,557
$315K
-3.7%
2024
$326,810
$327K
+3.9%
2025
$326,889
$327K
+0.0%
2026
$329,689
$330K
+0.9%
City Comparison
Gooding vs. National Median
🏠 Gooding
$329,689
National Median
$410,000
At $329,689, homes in Gooding cost 20% below the national median of $410,000. This makes Gooding a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Gooding?
20% Down Payment
$65,938
on $329,689
Monthly P&I
$1,719/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,183/mo
incl. taxes & insurance
Income Needed
$87,320
gross annual (30% rule)
10% Down Option
$32,969
+ PMI applies
Loan Amount (20% dn)
$263,751
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gooding, ID?
The median home value in Gooding is $329,689 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Gooding?
Over the past year, home values in Gooding have increased by 0.9%. Over five years, prices have risen approximately 27.3%.
How much do I need to earn to buy a home in Gooding?
To comfortably afford the median home price of $329,689 with a 20% down payment ($65,938) at today's rates (6.8%), you'd need a gross annual income of approximately $87,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Gooding compare to the national average home price?
The national median home value is approximately $410,000. At $329,689, homes in Gooding are 20% below the national average.