Market Overview
Home Prices in Hayden Lake, ID
The median home value in Hayden Lake, ID is $1,104,009 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hayden Lake are priced169% above average. Hayden Lake is part of the Coeur d'Alene, ID metro area.
Over the past five years, Hayden Lake home values have risen by approximately34.3%, reflecting strong long-term appreciation in this market.
Price History
Hayden Lake Home Price Trend
City Comparison
Hayden Lake vs. National Median
At $1,104,009, homes in Hayden Lake cost 169% above the national median of $410,000. Buyers in Hayden Lake should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Hayden Lake?
20% Down Payment
$220,802
on $1,104,009
Monthly P&I
$5,758/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,313/mo
incl. taxes & insurance
Income Needed
$292,520
gross annual (30% rule)
10% Down Option
$110,401
+ PMI applies
Loan Amount (20% dn)
$883,207
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hayden Lake, ID?
The median home value in Hayden Lake is $1,104,009 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Hayden Lake?
Over the past year, home values in Hayden Lake have increased by 3.6%. Over five years, prices have risen approximately 34.3%.
How much do I need to earn to buy a home in Hayden Lake?
To comfortably afford the median home price of $1,104,009 with a 20% down payment ($220,802) at today's rates (6.8%), you'd need a gross annual income of approximately $292,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Hayden Lake compare to the national average home price?
The national median home value is approximately $410,000. At $1,104,009, homes in Hayden Lake are 169% above the national average.
What metro area is Hayden Lake part of?
Hayden Lake is part of the Coeur d'Alene, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.