Market Overview
Home Prices in Idaho City, ID
The median home value in Idaho City, ID is $409,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Idaho City are priced0% below average. Idaho City is part of the Boise City, ID metro area.
Over the past five years, Idaho City home values have risen by approximately16.1%, reflecting steady appreciation in this market.
Price History
Idaho City Home Price Trend
City Comparison
Idaho City vs. National Median
At $409,616, homes in Idaho City cost 0% below the national median of $410,000. This makes Idaho City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Idaho City?
20% Down Payment
$81,923
on $409,616
Monthly P&I
$2,136/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,713/mo
incl. taxes & insurance
Income Needed
$108,520
gross annual (30% rule)
10% Down Option
$40,962
+ PMI applies
Loan Amount (20% dn)
$327,693
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Idaho City, ID?
The median home value in Idaho City is $409,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Idaho City?
Over the past year, home values in Idaho City have increased by 3.9%. Over five years, prices have risen approximately 16.1%.
How much do I need to earn to buy a home in Idaho City?
To comfortably afford the median home price of $409,616 with a 20% down payment ($81,923) at today's rates (6.8%), you'd need a gross annual income of approximately $108,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Idaho City compare to the national average home price?
The national median home value is approximately $410,000. At $409,616, homes in Idaho City are 0% below the national average.
What metro area is Idaho City part of?
Idaho City is part of the Boise City, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.