Market Overview
Home Prices in Irwin, ID
The median home value in Irwin, ID is $425,284 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Irwin are priced4% above average. Irwin is part of the Idaho Falls, ID metro area.
Over the past five years, Irwin home values have risen by approximately0.2%, reflecting modest growth in this market.
Price History
Irwin Home Price Trend
2020
$349,145
$349K
—
2021
$424,513
$425K
+21.6%
2022
$477,548
$478K
+12.5%
2023
$415,366
$415K
-13.0%
2024
$400,810
$401K
-3.5%
2025
$418,083
$418K
+4.3%
2026
$425,284
$425K
+1.7%
City Comparison
Irwin vs. National Median
🏠 Irwin
$425,284
National Median
$410,000
At $425,284, homes in Irwin cost 4% above the national median of $410,000. Buyers in Irwin should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Irwin?
20% Down Payment
$85,057
on $425,284
Monthly P&I
$2,218/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,817/mo
incl. taxes & insurance
Income Needed
$112,680
gross annual (30% rule)
10% Down Option
$42,528
+ PMI applies
Loan Amount (20% dn)
$340,227
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Irwin, ID?
The median home value in Irwin is $425,284 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Irwin?
Over the past year, home values in Irwin have increased by 1.7%. Over five years, prices have risen approximately 0.2%.
How much do I need to earn to buy a home in Irwin?
To comfortably afford the median home price of $425,284 with a 20% down payment ($85,057) at today's rates (6.8%), you'd need a gross annual income of approximately $112,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Irwin compare to the national average home price?
The national median home value is approximately $410,000. At $425,284, homes in Irwin are 4% above the national average.
What metro area is Irwin part of?
Irwin is part of the Idaho Falls, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.