Market Overview
Home Prices in Kootenai, ID
The median home value in Kootenai, ID is $483,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kootenai are priced18% above average. Kootenai is part of the Sandpoint, ID metro area.
Over the past five years, Kootenai home values have risen by approximately17.2%, reflecting steady appreciation in this market.
Price History
Kootenai Home Price Trend
City Comparison
Kootenai vs. National Median
At $483,062, homes in Kootenai cost 18% above the national median of $410,000. Buyers in Kootenai should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kootenai?
20% Down Payment
$96,612
on $483,062
Monthly P&I
$2,519/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,199/mo
incl. taxes & insurance
Income Needed
$127,960
gross annual (30% rule)
10% Down Option
$48,306
+ PMI applies
Loan Amount (20% dn)
$386,450
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kootenai, ID?
The median home value in Kootenai is $483,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Kootenai?
Over the past year, home values in Kootenai have increased by 2.3%. Over five years, prices have risen approximately 17.2%.
How much do I need to earn to buy a home in Kootenai?
To comfortably afford the median home price of $483,062 with a 20% down payment ($96,612) at today's rates (6.8%), you'd need a gross annual income of approximately $127,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Kootenai compare to the national average home price?
The national median home value is approximately $410,000. At $483,062, homes in Kootenai are 18% above the national average.
What metro area is Kootenai part of?
Kootenai is part of the Sandpoint, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.